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Financing

Flexible Financing Options

Make your comfort investment affordable with flexible payment plans. 0% interest options available. Apply online and get approved in minutes.

Payment plans

Compare your payment options

Monthly figures are estimates at common project amounts. Your exact terms come from the financing provider when you apply.

PAY IT OFF FAST

0% Interest if Paid in Full within 6 Months

AmountEstimated monthly
$3k$501
$5k$835
$8k$1,336
$10k$1,670
$15k$2,505
$20k$3,340
Apply Now with Synchrony

MOST POPULAR

0% Interest if Paid in Full within 18 Months

AmountEstimated monthly
$3k$168
$5k$280
$8k$448
$10k$560
$15k$840
$20k$1,120
Apply Now with Synchrony

LOWEST PAYMENT

9.99% APR for 132 Months

AmountEstimated monthly
$3k$37
$5k$61
$8k$97
$10k$121
$15k$181
$20k$241
Apply Now with Synchrony
Project ranges

What can be financed

Typical project sizes, with a sense of what each looks like as a monthly payment.

Small Projects

$500 – $5,000

Drain clearing, faucet repairs, water heater installs, AC repairs, blower motors, refrigerant leaks

from $30/mo

Mid-Range Projects

$5,000 – $10,000

System replacements, high-efficiency upgrades, sewer line repair, whole-home repiping, heat pumps

from $61/mo

Large Projects

$10,000 – $20,000+

Full HVAC installs, multi-zone systems, ductwork replacement, sewer line replacement, complete rough-ins

from $121/mo

All monthly payments shown are approximate for deferred interest plans. These are the suggested payments to stay within the 0% interest promotional window. Actual terms and approval are subject to credit review by Synchrony Financial. Element Service Group does not determine creditworthiness or financing terms.

FAQ

Financing questions

Click the Apply Now button on this page to start your application with Synchrony Financial. The online application takes just a few minutes, and you will receive a decision instantly in most cases.

Ready to review your financing options?

Continue to the financing provider, or call our team if you would rather talk through your project first.